/* ============================================================
   Arcadia Group Insurance — dark green & gold theme
   Inspired by the Sleep Token "Even In Arcadia" palette:
   deep forest green-black, antique gold, warm parchment text.

     Green-black  #0b1410  page background
     Green panel  #0f1d16  header, alternating sections
     Green raised #14291e  cards, hover states
     Gold         #c2a14d  primary accent
     Gold light   #dcc079  accent on dark / hovers
     Parchment    #ece6d6  primary text
     Sage muted   #a4b0a3  secondary text
   Type
     Display: Libre Caslon Text (serif)
     Body:    Public Sans (sans-serif)
   ============================================================ */

:root {
  --bg:        #0b1410;
  --bg-2:      #0f1d16;
  --bg-3:      #14291e;
  --bg-deep:   #070d0a;
  --gold:      #c2a14d;
  --gold-light:#dcc079;
  --text:      #ece6d6;
  --muted:     #a4b0a3;
  --white:     #ffffff;
  --rule:      rgba(194, 161, 77, 0.26);
  --rule-soft: rgba(236, 230, 214, 0.12);
  --max: 1080px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: "Public Sans", -apple-system, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.7;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, .serif {
  font-family: "Libre Caslon Text", Georgia, serif;
  font-weight: 400;
  line-height: 1.2;
  color: var(--text);
}

img { max-width: 100%; display: block; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

/* ---------- Certificate rule (signature element) ---------- */
.cert-rule {
  border: 0;
  height: 7px;
  border-top: 1px solid var(--gold);
  border-bottom: 3px double var(--gold);
  background: none;
  width: 88px;
  margin: 28px 0;
}
.cert-rule.center { margin-left: auto; margin-right: auto; }
.cert-rule.on-dark { border-color: var(--gold); }

/* ---------- Header / nav ---------- */
.site-header {
  background: var(--bg-2);
  border-bottom: 1px solid var(--rule);
  position: sticky;
  top: 0;
  z-index: 50;
}
.nav-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  max-width: var(--max);
  margin: 0 auto;
}
.brand {
  color: var(--text);
  text-decoration: none;
  font-family: "Libre Caslon Text", Georgia, serif;
  font-size: 1.15rem;
  letter-spacing: 0.04em;
}
.brand span { color: var(--gold); }
.nav-links { display: flex; gap: 28px; align-items: center; list-style: none; }
.nav-links a {
  color: rgba(236, 230, 214, 0.78);
  text-decoration: none;
  font-size: 0.92rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.nav-links a:hover, .nav-links a.active { color: var(--gold-light); }
.nav-links a.nav-cta {
  border: 1px solid var(--gold);
  color: var(--gold-light);
  padding: 8px 18px;
}
.nav-links a.nav-cta:hover { background: var(--gold); color: var(--bg); }

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--rule);
  color: var(--text);
  font-size: 1.1rem;
  padding: 6px 12px;
  cursor: pointer;
}

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(circle at 78% 18%, rgba(194, 161, 77, 0.12), transparent 46%),
    var(--bg-deep);
  color: var(--text);
  padding: 96px 0 110px;
  border-bottom: 1px solid var(--rule);
}
.hero .eyebrow {
  color: var(--gold-light);
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-size: 0.8rem;
}
.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  max-width: 18ch;
  margin-top: 18px;
}
.hero p.lede {
  max-width: 52ch;
  margin-top: 8px;
  color: rgba(236, 230, 214, 0.82);
  font-size: 1.1rem;
}
.hero-actions { margin-top: 36px; display: flex; gap: 16px; flex-wrap: wrap; }

.btn {
  display: inline-block;
  text-decoration: none;
  padding: 14px 30px;
  font-size: 0.92rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border: 1px solid var(--gold);
  transition: background 0.2s, color 0.2s;
}
.btn-solid { background: var(--gold); color: var(--bg); }
.btn-solid:hover { background: var(--gold-light); border-color: var(--gold-light); color: var(--bg); }
.btn-ghost { color: var(--gold-light); border-color: var(--gold); }
.btn-ghost:hover { background: var(--gold); color: var(--bg); }

/* ---------- Sections ---------- */
section { padding: 80px 0; }
.section-ivory { background: var(--bg-2); }
.section-dark { background: var(--bg-deep); }

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-size: 0.78rem;
  color: var(--gold);
}
h2 { font-size: clamp(1.7rem, 3.4vw, 2.4rem); margin-top: 14px; }
h3 { font-size: 1.25rem; }
.muted { color: var(--muted); }
.lede { font-size: 1.08rem; }
.measure { max-width: 62ch; }

.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}

/* ---------- Coverage schedule (signature layout) ---------- */
.schedule { margin-top: 40px; border-top: 1px solid var(--rule); }
.schedule-row {
  display: grid;
  grid-template-columns: 140px 1fr 2fr;
  gap: 32px;
  padding: 30px 0;
  border-bottom: 1px solid var(--rule);
  text-decoration: none;
  color: inherit;
}
.schedule-row:hover .schedule-name { color: var(--gold-light); }
.schedule-letter {
  font-family: "Libre Caslon Text", Georgia, serif;
  color: var(--gold);
  font-size: 0.95rem;
  letter-spacing: 0.08em;
}
.schedule-name { font-family: "Libre Caslon Text", Georgia, serif; font-size: 1.2rem; transition: color 0.2s; }
.schedule-desc { color: var(--muted); font-size: 0.98rem; }

/* ---------- Cards ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 44px;
}
.card {
  background: var(--bg-3);
  border: 1px solid var(--rule);
  padding: 34px 30px;
}
.card h3 { margin-bottom: 12px; color: var(--text); }
.card p { font-size: 0.97rem; color: var(--muted); }
.section-dark .card { background: rgba(236, 230, 214, 0.035); }

/* ---------- Detail blocks (services page) ---------- */
.detail { padding: 64px 0; border-bottom: 1px solid var(--rule); }
.detail:last-of-type { border-bottom: 0; }
.detail .schedule-letter { display: block; margin-bottom: 10px; }
.detail h2 { margin-top: 4px; font-size: 1.9rem; }
.detail p { max-width: 66ch; margin-top: 16px; }
.detail ul { margin: 18px 0 0 20px; max-width: 64ch; }
.detail li { margin-bottom: 8px; color: var(--muted); }
.detail li strong { color: var(--text); }

/* ---------- FAQ ---------- */
details {
  border-bottom: 1px solid var(--rule);
  padding: 22px 0;
}
details summary {
  font-family: "Libre Caslon Text", Georgia, serif;
  font-size: 1.15rem;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: var(--text);
}
details summary::-webkit-details-marker { display: none; }
details summary::after { content: "+"; color: var(--gold); font-size: 1.4rem; font-family: "Public Sans", sans-serif; }
details[open] summary::after { content: "\2013"; }
details p { margin-top: 14px; color: var(--muted); max-width: 68ch; }

/* ---------- CTA band ---------- */
.cta-band { text-align: center; padding: 90px 24px; }
.cta-band h2 { max-width: 26ch; margin-left: auto; margin-right: auto; }
.cta-band p { max-width: 50ch; margin: 16px auto 0; }
.cta-band .hero-actions { justify-content: center; }

/* ---------- Forms ---------- */
.form-grid { display: grid; gap: 20px; margin-top: 32px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
label { font-size: 0.85rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); display: block; margin-bottom: 6px; }
input, select, textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--rule);
  background: rgba(236, 230, 214, 0.05);
  font-family: inherit;
  font-size: 1rem;
  color: var(--text);
}
input::placeholder, textarea::placeholder { color: rgba(164, 176, 163, 0.7); }
input:focus, select:focus, textarea:focus { outline: 2px solid var(--gold); outline-offset: 1px; }
select option { color: #14291e; }
textarea { min-height: 140px; resize: vertical; }
button.btn { cursor: pointer; font-family: inherit; background: var(--gold); color: var(--bg); border: 1px solid var(--gold); }
button.btn:hover { background: var(--gold-light); border-color: var(--gold-light); color: var(--bg); }

.contact-aside { border-left: 3px double var(--gold); padding-left: 28px; }
.contact-aside h3 { margin-bottom: 8px; color: var(--text); }
.contact-aside p { color: var(--muted); margin-bottom: 22px; }
.contact-aside a { color: var(--gold-light); }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--bg-deep);
  color: var(--muted);
  padding: 56px 0 36px;
  font-size: 0.9rem;
  border-top: 1px solid var(--rule);
}
.footer-grid { display: flex; justify-content: space-between; gap: 40px; flex-wrap: wrap; }
.site-footer .brand { font-size: 1.05rem; }
.site-footer ul { list-style: none; display: flex; gap: 24px; flex-wrap: wrap; }
.site-footer a { color: var(--muted); text-decoration: none; }
.site-footer a:hover { color: var(--gold-light); }
.footer-legal {
  margin-top: 36px;
  padding-top: 24px;
  border-top: 1px solid var(--rule-soft);
  font-size: 0.8rem;
  color: rgba(164, 176, 163, 0.6);
  max-width: 80ch;
}

/* ---------- Focus visibility / reduced motion ---------- */
a:focus-visible, button:focus-visible, summary:focus-visible {
  outline: 2px solid var(--gold-light);
  outline-offset: 2px;
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
  .two-col { grid-template-columns: 1fr; gap: 40px; }
  .card-grid { grid-template-columns: 1fr; }
  .schedule-row { grid-template-columns: 1fr; gap: 6px; }
  .form-row { grid-template-columns: 1fr; }
  .nav-toggle { display: block; }
  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--bg-2);
    flex-direction: column;
    gap: 0;
    padding: 8px 0 16px;
    border-bottom: 1px solid var(--rule);
  }
  .nav-links.open { display: flex; }
  .nav-links li { width: 100%; text-align: center; }
  .nav-links a { display: block; padding: 12px 24px; }
  .nav-links a.nav-cta { border: 0; }
  .hero { padding: 64px 0 72px; }
  section { padding: 56px 0; }
}

/* ---- header logo image ---- */
.brand img { height: 48px; width: auto; display: block; }
@media (max-width: 860px) { .brand img { height: 40px; } }